:root{
  --lib-red:#D71920;--lib-red-dark:#A5141A;--lib-red-deep:#7C0F14;
  --ink:#1c1c1c;--muted:#5a5a5a;--line:#e3e3e3;--soft:#fdf4f4;--paper:#fff;--wash:#faf7f7;
}
*{box-sizing:border-box}
body{margin:0;background:#f4f4f4;color:var(--ink);font-family:Georgia,"Times New Roman",serif;line-height:1.7}
.sheet{max-width:1040px;margin:0 auto;background:var(--paper);box-shadow:0 2px 24px rgba(0,0,0,.09)}
.wrap{padding:0 clamp(22px,5vw,64px)}
.flagbar{height:6px;background:linear-gradient(90deg,var(--lib-red) 0 30%,#fff 30% 70%,var(--lib-red) 70% 100%)}
header.hero{background:linear-gradient(135deg,var(--lib-red) 0%,var(--lib-red-dark) 58%,var(--lib-red-deep) 100%);color:#fff;padding:56px clamp(22px,5vw,64px) 42px}
.eyebrow{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;font-size:.74rem;letter-spacing:.2em;text-transform:uppercase;font-weight:700;opacity:.93;margin:0 0 14px}
h1{font-size:clamp(1.7rem,4vw,2.5rem);line-height:1.18;margin:0 0 16px;font-weight:700}
.hero p{margin:0 0 12px;max-width:72ch;font-size:1.04rem;opacity:.96}
.addr{border-top:1px solid rgba(255,255,255,.35);margin-top:26px;padding-top:18px;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;font-size:.87rem;line-height:1.9}
nav.toc{background:var(--wash);border:1px solid var(--line);border-left:4px solid var(--lib-red);padding:20px 26px;margin:32px 0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;font-size:.9rem}
nav.toc ol{margin:8px 0 0;padding-left:20px;columns:2;column-gap:34px}
nav.toc a{color:var(--lib-red-dark);text-decoration:none}
nav.toc a:hover{text-decoration:underline}
section{padding:36px 0;border-bottom:1px solid var(--line)}
h2{font-size:1.42rem;margin:0 0 4px;color:var(--lib-red-deep)}
h2 .num{font-family:-apple-system,BlinkMacSystemFont,Arial,sans-serif;font-size:.8rem;background:var(--lib-red);color:#fff;border-radius:99px;padding:3px 11px;vertical-align:middle;margin-right:10px;font-weight:700}
h3{font-size:1.06rem;margin:24px 0 6px;color:var(--lib-red-dark)}
.sub{color:var(--muted);font-style:italic;margin:0 0 18px}
p{margin:0 0 14px}
table{width:100%;border-collapse:collapse;margin:16px 0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;font-size:.85rem;display:block;overflow-x:auto}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
th{background:var(--lib-red);color:#fff;font-size:.73rem;text-transform:uppercase;letter-spacing:.06em}
tbody tr:nth-child(even){background:#fafafa}
.callout{background:var(--soft);border-left:4px solid var(--lib-red);padding:18px 22px;margin:18px 0;font-size:.98rem}
.callout strong{color:var(--lib-red-deep)}
.gap{border:1px solid var(--line);border-top:3px solid var(--lib-red);border-radius:4px;padding:18px 22px;margin:16px 0;background:#fff}
.gap .tag{font-family:-apple-system,BlinkMacSystemFont,Arial,sans-serif;font-size:.67rem;font-weight:700;letter-spacing:.11em;text-transform:uppercase;color:var(--lib-red);display:block;margin-bottom:6px}
.gap h4{margin:0 0 8px;font-size:1.07rem}
.gap p{font-size:.96rem;margin:0 0 10px}
.gap dl{margin:12px 0 0;font-family:-apple-system,BlinkMacSystemFont,Arial,sans-serif;font-size:.87rem}
.gap dt{font-weight:700;color:var(--lib-red-deep);margin-top:9px;font-size:.71rem;letter-spacing:.08em;text-transform:uppercase}
.gap dd{margin:2px 0 0;color:#333}
.firm{display:inline-block;background:var(--soft);border:1px solid #f0d3d4;color:var(--lib-red-deep);border-radius:3px;padding:1px 8px;font-family:-apple-system,BlinkMacSystemFont,Arial,sans-serif;font-size:.78rem;font-weight:600;margin:2px 4px 2px 0}
ul.clean,ol.clean{padding-left:24px;margin:12px 0}
ul.clean li,ol.clean li{margin-bottom:11px}
.phase{display:flex;flex-wrap:wrap;gap:14px;margin:20px 0}
.phase div{flex:1 1 260px;border:1px solid var(--line);border-left:4px solid var(--lib-red);padding:16px 18px;background:#fff}
.phase span{display:block;font-family:-apple-system,BlinkMacSystemFont,Arial,sans-serif;font-size:.7rem;text-transform:uppercase;letter-spacing:.1em;color:var(--muted);margin-bottom:6px;font-weight:700}
.phase b{color:var(--lib-red-deep);display:block;margin-bottom:6px}
.phase p{font-size:.9rem;margin:0;color:#333}
.ask{background:linear-gradient(135deg,var(--lib-red-deep),var(--lib-red-dark));color:#fff;padding:34px clamp(22px,5vw,64px)}
.ask h2{color:#fff}
.ask ol{padding-left:24px}
.ask li{margin-bottom:11px}
.sign{font-family:-apple-system,BlinkMacSystemFont,Arial,sans-serif;font-size:.85rem;color:var(--muted);padding:26px 0 6px;line-height:1.9}
.disclaimer{font-style:italic;color:var(--muted);font-size:.87rem}
footer{background:#1c1c1c;color:#c9c9c9;font-family:-apple-system,BlinkMacSystemFont,Arial,sans-serif;font-size:.8rem;padding:26px clamp(22px,5vw,64px) 34px}
footer a{color:#ff9a9e}
@media(max-width:640px){nav.toc ol{columns:1}.phase div{flex:1 1 100%}}